KORELASI ANTARA VARIABEL DEMOGRAFI DENGAN TINGKAT ADOPSI E-BANKING

  • SRI WIDIYATI SOEMODIPOERO
Keywords: Keywords, E-Banking, adoption rate, demographic variables, Chi-Squared

Abstract

Abstract Service innovations that have been carried out by banks will succeed depending on the intention of adoption and the intention of loyal customers in using E-Banking.The higher the intention of adoption and the intention of loyalty towards banking innovation, the stronger the banking system, the financial system is not easily fragile and the national economy is stronger. The research problem is how the correlation between demographic variables with the level of adoption of E-Banking. Sampling is purposive sampling and data is collected by using a questionnaire. Data analysis using cross tabulation and using Chi Squared. Statistical test results show that gender and education level do not correlate with E-Banking adoption rates while age and occupation variables have a correlation with E-Banking adoption rates. Keywords: E-Banking, adoption rate, demographic variables, Chi-Squared

Downloads

Download data is not yet available.

References

A.A.,Chaudhry, A.,Parveiz, Y.,Javed.2016. Determinants of Users Trust for

Branchless Banking in Pakistan. Journal of Internet Banking and Commerce.

April 2016, vol. 21, no. 1.

Akturan,U. dan Tezean,N.2012.Mobile Banking Adoption of The Youth Market:

Perception and Intentions.Marketing Intelligence & Planning.30 (4):444-459.

Chen,C.S.2013.Perceived Risk,Usage Frequency of Mobile Banking Services.

Managing Service Quality,23 (5): 410-436.

Chongo,Pamela John dan Sedoyeka Eliamani. 2014.Exploring Factors Affecting

Mobile Money Adoption in Tanzania.International Journal of Computing and

ICT research,Vo.8.

Cudjoe,A.G.,Anim,P.A., dan Nyanyofio,J.G.N.T. 2015.Determinants of Mobile

Banking Adoption in the Ghanaian Banking Industry: A case of access Bank

Ghimaana Limited.Journal of Computer and Communication.3:1-9.

Curran,J.M. dan Meuter,M.L.2005.Self Service Technology Adoption:Comparing

Three Technologies.Journal of Services Marketing,19 (2), PP.103-113.

Ghobakhloo,Morteda; Hong,Tang Sa;Sabouri,Mohammad Sadegh dan

Zulkifli,Norzima.2012 Strategies for Successful Information Technology

Adoption in Small and Medium-sized Enterprises. Information, 3.

Indaryani,Tri.2017. Pengguna e-Banking Indonesia Naik 270 Persen. Ini Target

Keuangan Digital 2020.

http://batam.tribunnews.com/2017/04/19/pengguna-e-banking-indonesia-naik-2

-persen-ini-target-keuangan-digital-2020?page=3. Diunduh tanggal 22

Desember 2018.

Mahayana,Dimitri.Akankah Financial Tech Menggeser Perbankan Konvensional ?

https://sharingvision.com/akankah-finacial-tech-menggeser-perbankan

konvensional/.Diunduh 12 Januari 2019.

Mundy,Paul.2000.Adopsi dan Adaptasi Teknologi Baru.PAATP3.Bogor.

Ndumba,Hannah Wangari dan Muturi Wiily.2014. Factors Affecting Adoption of

Mobile Banking in Kenya: Case Studiy of Kenya Commercial Bank Limuru.

International Journal of Social Sciences Management and Enterpreneurship

(3): 92-112,November.

Shang Wu,Feng dan Shen Yen,Yung.2014. Factors Influencing the Use of Mobile

Financial Services:Evidence from Taiwan.Modern

Economy,pp.1221-1228.2,June.

Shi, Xiaguang.2011. Exploring Factors that Hinder the Adoption of Mobile Services

in China.A Qualitative User Analysis with Special Focus on Mobile Financial

Services.

Published
2019-11-30
Section
Articles