Pengaruh Non-Performing Financing dan Biaya Operasional Pendapatan Operasional terhadap Return on Assets di BMT Dana Ukhuwah Cabang Cicalengka

  • Nur'aeni Nur'aeni Program Studi Perbankan Syariah, Universitas Masoem
  • Cyntia Dewi Program Studi Perbankan Syariah, Universitas Masoem
  • Vemy Suci Asih Program Studi Manajemen Keuangan Syariah, UIN Sunan Gunung Djati Bandung
DOI: https://doi.org/10.35313/jaief.v2i1.3505
Keywords: non-performing financing, bopo, return on assets

Abstract

The purpose of this study is to explore the factors that affect the profitability of Baitul Maal wat Tamwil (BMT) Dana Ukhuwah Branch Cicalengka. The type of research used is associative quantitative research. In this study, it was obtained from the financial statements of BMT Dana Ukhuwah Period 2016-2020 in the form of Non-Performing Financing (NPF) data, Operational Costs of Operating Income (BOPO), and Return on Assets (ROA). The results showed that NPF had no significant effect on ROA, while BOPO had a significant effect on ROA. NPF and BOPO simultaneously have a significant effect on ROA.

Downloads

Download data is not yet available.
Published
2021-10-31
How to Cite
Nur’aeni, N., Dewi, C., & Asih, V. S. (2021). Pengaruh Non-Performing Financing dan Biaya Operasional Pendapatan Operasional terhadap Return on Assets di BMT Dana Ukhuwah Cabang Cicalengka. Journal of Applied Islamic Economics and Finance, 2(1), 21-34. https://doi.org/10.35313/jaief.v2i1.3505
Issue
Vol 2 No 1 (2021): Journal of Applied Islamic Economics and Finance (October 2021)
Section
Articles