Analisis Faktor-Faktor yang Mempengaruhi Profitabilitas pada PT Bank BRI Syariah Tbk

  • Jilda Khoirunnisaa Program Studi D4 Keuangan Syariah, Politeknik Negeri Bandung
  • Dimas Sumitra Danisworo Jurusan Akuntansi, Politeknik Negeri Bandung
  • Yudha Trishananto Fakultas Ekonomi dan Bisnis Islam, Institut Agama Islam Negeri Salatiga
DOI: https://doi.org/10.35313/jaief.v2i2.2911
Keywords: ROA, mudharabah financing, musyarakah financing, murabahah receivables, BOPO

Abstract

This study aims to determine the effect of mudharabah financing (X1), musyarakah financing (X2), murabahah receivables (X3), and BOPO (X4) on profitability as measured using Return On Aset (ROA) (Y) PT Bank BRI Syariah Tbk. In this study, data was taken in the form of Annual Financial Report data for the 2016-2019 period stipulated by Bank Indonesia. The analysis ini this study includes descriptive statistical test using IBM SPSS 20 analysis tool. The results showed that simultaneously mudharabah financing, musyarakah financing, murabahah receivablesm and BOPO had an effect on ROA. Partially, musyarakah financing has a significant positive effect on ROA, BOPO has a significant negatif effect on ROA, and mudharabah financing and murabahah receivables have no significant effect on ROA.

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Published
2022-02-28
How to Cite
Khoirunnisaa, J., Danisworo, D. S., & Trishananto, Y. (2022). Analisis Faktor-Faktor yang Mempengaruhi Profitabilitas pada PT Bank BRI Syariah Tbk. Journal of Applied Islamic Economics and Finance, 2(2), 267-277. https://doi.org/10.35313/jaief.v2i2.2911
Issue
Vol 2 No 2 (2022): Journal of Applied Islamic Economics and Finance (February 2022)
Section
Articles